Derek Kirk

HALEY & ASSOCIATES, INC.
9129 Elk Grove Boulevard
Elk Grove, CA 95624
(916) 483-1809 Private line
(916) 213-5715 Cell
(916) 685-2100 Ext. 117

ESTIMATED MONTHLY MORTGAGE PAYMENT
Enter the Loan Amount, then click on the Calculate button. Dollar sign or commas are not permitted.
Example: For a List Price of $120,000 enter 120000

Loan Amount

Down Payment:

% Interest Rate

Length of Loan:

Down Payment

Monthly Payment

Principal and Interest

AMORTIZATION CALCULATOR

Anticipated Amount of House	$
Amount of Down Payment	$
Anticipated Interest Rate(.00 format)
Anticipated length of loan, in years.
Start Date of Loan (month and year)

House Price	$
Down Payment	$
Monthly Payment	$
# of years

Month/Year	Interest	Principal

SALARY CALCULATOR

RENT Vs. BUY CALCULATOR

This calculator will help you to compare the costs of renting to the costs of buying a home. Since there are all kinds of forces at work behind the scenes (interest, property taxes, tax savings, appreciation, opportunity costs, closing costs, selling costs, etc.), comparing the cost of renting to the cost of buying is a lot more complicated than just comparing the monthly mortgage payment to the monthly rent payment. This calculator attempts to forecast the net effects of all the hidden forces so you can make an informed decision.
Help Buttons: For pop-up explanations of any of the entry fields, click the radio button next to the description.


Monthly rent ($):
Monthly rental insurance ($):
Expected annual inflation rate (%):
Purchase price of home ($):
Down payment amount ($):
Length of mortgage term (# of years):
Mortgage's annual interest rate (%):
Discount points on purchase of home (%):
Origination fees (%):
Other loan costs ($):
Mortgage Insurance (PMI %):
Homeowner's insurance rate (%):
Monthly association dues ($):
Average monthly maintenance ($):
Annual property tax ($):
State plus Federal income tax rate (%):
Interest rate you expect to earn on savings (%):
Expected (%) your home will appreciate by each year:
Number of years you will stay at this property:
Realtor commission rate (%):

Total estimated cost of renting:
Total estimated cost of buying:

The above information is an estimate only!
Among the many factors that could cause different results are the loan amounts, the property type, your credit history, interest rates, closing costs, etc.

Click here for more Mortgage Calculators

ACCOMPLISHMENTS!
TESTIMONIALS
WHY LIST WITH ME?

WEBMASTER - Armstrong Creations
Web site modified in November 2004

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